Being a Colorado & Texas business owner is harder than ever. You have put in the hard work, the time, the effort, the money, all the risk just to live the American Dream.  However, sometimes there are things that happen that are completely out of your control. Unfortunately, employees are not always committed to the same moral standard that you do and act inappropriately and that is why it is important to protect your company with Sexual Harassment Liability insurance, also known as Employment Practices Liability Insurance.

EPLI protects your company in the event that an employee sues the company for Sexual harassment or not adequately protecting an employee from Sexual Harassment. It is important to know that MOST General Liability policies do NOT include EPLI protection. This must be either added as an endorsement or must get another policy to properly protect.

Sexual harassment Insurance will not only provide coverage in the event of a law suit regarding sexual harassment, but will also pay for the defense cost associated with any law suit. This coverage will also include any actual or alleged wrongful termination, harassment (including sexual harassment and hostile work environments), discrimination liability, retaliation, wrongful failure to employ or promote, wrongful discipline, failure to provide or enforce adequate or consistent policies or procedures, negligent supervision, or any employment-related misrepresentation, libel, slander, defamation, humiliation, mental anguish, invasion of privacy, or intentional infliction of emotional stress.

You work too hard to lose it all from an employee being inappropriate and irresponsible. Take the control from their hands and protect yourself and your company today by getting EPLI coverage.

We have put an Employment Practices Liability Presentation that explains further and gives some chilling statistics in regards to lawsuits regarding these types of claims.